Introduction to French banks | Discover Caisse d'Epargne

Caisse d'Epargne Bank, founded in 1818, is one of the historic financial institutions in France. Through this article Micco will guide you through the history of this bank, its scope of business and its importance in the French financial world.

Mar 18, 2024

Caisse d'Epargne (CE) is one of the oldest financial institutions in France and in Europe as a whole, headquartered in Paris.Caisse d'Epargne has a long and illustrious history, with close to 5,000 branches spread across France, providing attentive financial services to more than 17.2 million customers.In the digital age, Caisse d'Epargne has not only kept up with the trends, but has also earned the trust and praise of its customers through its wide range of businesses, digital services and social responsibility.

Through this article Micco will guide you through the history of this bank, its scope of business and its importance in the French financial world.

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Table of Contents:
  1. History of Caisse d'Epargne Bank
  2. Scope of Services
  3. Caisse d'Epargne Bank in the Digital Age
  4. Supporting Women Entrepreneurship
  5. Social Responsibility
  6. Partnership with the Paris Olympics
  7. Collaborative Relationships of Caisse d'Epargne Bank

1. History of Caisse d'Epargne Bank

Founded in 1818, Caisse d'Epargne (CE) Bank is one of the oldest financial institutions in France and across Europe, headquartered in Paris. With a long and illustrious history, Caisse d'Epargne Bank operates nearly 5000 branches across France, providing personalized financial services to over 17.2 million customers.

2. Scope of Services

Caisse d'Epargne Bank's scope of services encompasses private banking, savings products, real estate loans, consumer credit, as well as property, life, and health insurance, among others. Whether individuals or professionals, they can find tailored financial solutions at Caisse d'Epargne Bank, truly embodying the concept of comprehensive service.

3. Caisse d'Epargne Bank in the Digital Age

With society's continuous development, digital services have become an indispensable part of modern finance. Caisse d'Epargne Bank stays abreast of the times by offering customers comprehensive digital services, including online banking, mobile applications, and smart financial management tools, allowing customers to conveniently manage their finances anytime, anywhere.

4. Supporting Women Entrepreneurship

As a female-friendly bank, Caisse d'Epargne Bank actively supports women entrepreneurship, providing them with professional financial advice and loan services. With the support of Caisse d'Epargne Bank, an increasing number of women are making their mark in the business world, showcasing their brilliance.

5. Social Responsibility

Caisse d'Epargne Bank is not just a bank but also a socially responsible enterprise. It actively invests in environmental projects, supports social welfare activities, and contributes to sustainable development, becoming a responsible participant in society.

6. Partnership with the Paris Olympics

As a partner of the 2024 Paris Olympics and Paralympics, Caisse d'Epargne Bank has launched the Pacte Utile plan, aiming to ensure that this important sporting event has a positive impact on everyone. With the support of Caisse d'Epargne Bank, new vitality has been injected into the development of French sports.

7. Collaborative Relationships

Since 1999, Caisse d'Epargne Bank has established deep trust with over 4.5 million cooperative shareholders. This cooperative relationship not only strengthens the connection between the bank and its customers but also provides a solid foundation for the bank's steady development. As the second largest retail banking network in France, Caisse d'Epargne Bank had 4.4 million cooperative shareholders in 2022, making it an important supporter of the socio-economy. Especially in the fields of protected individuals, local authorities, and hospitals, Caisse d'Epargne Bank is one of the preferred banks, demonstrating its significant position in the French financial system.


Caisse d'Epargne Bank, with its long history and modern vitality, plays a pivotal role in the French financial sector. Through its professional and innovative service philosophy, Caisse d'Epargne Bank not only provides comprehensive financial services to customers but also contributes to the development and progress of French society.

In the future, it is believed that Caisse d'Epargne Bank will continue to play an important role in creating a better future for customers, partners, and the entire society.

As we unravel the narratives of traditional French banks, it's crucial to acknowledge their historical significance and extensive service offerings.

However, traditional banks often come with drawbacks, notably inefficiency and lengthy processing times.

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