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Personal/Business Housing Loan Applications for Housing, Property Purchase, and SCI Property Acquisition in France.
If you plan to open a restaurant or a hotel, and you have already signed or are preparing to sign a contract, we can help you obtain initial financing.
You need a consumer loan to pay for tuition, buy a car, travel, or improve your lifestyle.
Your business needs financial support during its development, and we can provide funding through various methods.
In October, the European Central Bank (ECB) reduced its benchmark interest rate by 0.25 percentage points to support market recovery. This trend continues this month. As France tightens fiscal policies, the decrease in rates, coupled with monetary easing, offers more favorable conditions for borrowers.
For homebuyers, this is an ideal time: enhanced borrowing capacity allows them to choose larger or better-located properties in many French cities where property prices remain stable. However, it is important to note that this opportunity may not last long. While property prices have not yet increased, a new round of price hikes is expected in 2025.
Mortgage rates are anticipated to further decrease by 0.05 to 0.10 percentage points in November, potentially reaching close to 3% by the end of the year.
This passage highlights the current favorable conditions for purchasing property while warning of possible market changes in the near future.
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